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May 25, 2022

These programs selected by KFS Mortgage Company are designed to help first-time buyers on their journey to homeownership.
October 11, 2022

You’ve been renting an apartment or house, but now you’re considering buying your first home in Maine. You may feel excited and overwhelmed at the same time. The homebuying process can be very confusing and stressful. 
October 21, 2022

Bidding wars on for-sale properties are relatively common here in Maine. But don’t worry; we have got you covered with some helpful information that can help to put the odds in your favor. 
October 31, 2022

Read KFS Mortgage Company’s short guide on the essential homebuying terminology you need to know.

November 21, 2022

Maine is an ideal place to find a vacation home and the month of December may be the best time to buy your perfect respite.
January 30, 2023

Do you have a long wishlist for buying your next home? Choose the right home to fit your needs with this guide!
May 26, 2023

As a new homebuyer, you should account for new and ongoing expenses such as property taxes, homeowners insurance, PMI, and more.
June 9, 2023

Obtaining a mortgage as a self-employed individual in Maine requires meeting specific criteria set by lenders.
June 27, 2023

The advantages of buying a home in the summer include better weather, more inventory, and the ability for families to move during the summer break.

July 17, 2023
We’ll tackle the benefits of owning a summer home, how to budget for a second home mortgage, documentation needed, and more.
August 24, 2023
You may have questions about the process if you are a first-time homebuyer. You may ask yourself if you should work with a real estate agent. The answer to this question is a resounding yes!
September 19, 2023
Are you a homebuyer in Maine? A home inspection helps homebuyers protect their investment. Learn more about the benefits of home inspections with KFS Mortgage Company!
October 6, 2023
Are you ready to buy your dream home in Maine? You may have questions about the home appraisal process.
November 15, 2023
Turn your Maine homeownership dream into reality with MaineHousing's First Home Loan.
December 13, 2023

The Benefits of Choosing a Local Maine Lender for Your Mortgage

Using a local Maine lender for your mortgage can offer several advantages over larger national lenders!

January 10, 2024

The first essential step to buying your dream home in Maine is getting mortgage pre-approval. Here’s exactly what that means—and how and why to do it!

January 18, 2024

Interested in buying your dream home in Maine but don’t know where to start? hoMEworks is your perfect solution. Learn more here!

February 4, 2024

Your credit score is your ticket to buying your dream home in Maine. So what is your credit score, how is it determined, and how can you improve it?


Find expert advice, home tips, mortgage news and more right here.

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January 25, 2023

It’s essential to start preparing for your move early. You don’t want to scramble to get ready at the last minute.
February 6, 2023

If you’re a retiree, you may consider downsizing your current home and moving to a smaller place. Before you make the big move, you must consider your needs and priorities.
February 16, 2023

Depending on the situation, homeowners can deduct items like mortgage interest, PMI, and other expenses from their taxes.
March 17, 2023

By refinancing your mortgage, you can shorten the length of your loan, lower your monthly payment, consolidate debt, and more.
May 12, 2023

As a Maine resident, it's essential to understand what to expect during the mortgage closing process to ensure a smooth and stress-free experience.
August 31, 2023

Congratulations on your new home in Maine! Moving is a stressful but exciting time for new homeowners. Learn about changing your address, setting up utilities, and more.

October 11, 2023

From the beautiful fall foliage to the pumpkin patches and expertly decorated homes, autumn is a great time to live in Maine.


































Find expert advice, home tips, mortgage news and more right here.

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May 25, 2022

What is pre-approval and why should you spend the time doing it? Learn why being pre-approved has several advantages that you need. 
May 25, 2022

Paying off debt can be difficult, especially when your budget is tight already. However, there is light at the end of the tunnel.
May 25, 2022

Whether you've just started building your credit or need to make some repairs to get back on track, these tips will have your score rising in no time.
December 15, 2022

Planning and saving for a home can feel overwhelming. There are many things to consider, such as your monthly income, savings, mortgage payments, and other expenses. 
January 6, 2023

Don’t be a victim! KFS Mortgage Co. of Waterville, Maine has the essential tips to help you avoid falling prey to mortgage fraud and predatory lending schemes.
April 13, 2023

Why should you get pre-approved for a mortgage loan? If you're a first-time home buyer in Maine, getting pre-approved for a mortgage is an essential step in the home buying process.
May 2, 2023

Buying a home is one of the most significant financial decisions you'll make in your lifetime and securing a mortgage is a crucial part of that process.
August 2, 2023

Summer is a beautiful time to live in Maine. With the gorgeous landscape and low humidity, what’s not to like? Summer is a great time to think about your future financial goals.































Find expert advice, home tips, mortgage news and more right here.

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September 8, 2022

KFS Mortgage Company is all about meeting the needs of our clients with new resources and features that will take the guesswork out of refinancing and mortgage loans.
December 14, 2022

We are proud to welcome Sarah Sachs as our new president! 
March 6, 2023

With over 22 years of experience in the financial industry, Joshua can guide his clients to find the right loan product.
July 26, 2023

We are proud to welcome Sabrina Johnson as our new Director of Mortgage Production! 
November 15, 2023
At KFS Mortgage Company, we reflect on the many blessings in our company. 
December 4, 2023
As the holiday season approaches, it's a wonderful opportunity to unite with neighbors and celebrate this essence of community.



























































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