Terms of Use

THESE TERMS GOVERN THE USE OF THIS SITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS THE SITE. BY ACCESSING THE SITE OR ANY OF ITS PAGES, YOU AGREE TO BE BOUND BY THESE TERMS OF USE.
This site has been established by KFS Mortgage Company, LLC for the purpose of conveying information about KFS Mortgage Company, LLC's products and services and to allow communication between KFS Mortgage Company, LLC and its customers. Information that appears on this site should be considered an advertisement. Nothing contained on any page on this site takes the place of KFS Mortgage Company, LLC's agreements and disclosures that govern its products and services. If any information on the site conflicts with that in KFS Mortgage Company, LLC's agreements and disclosures, the agreements and disclosures will control.

From time to time, KFS Mortgage Company, LLC may place links to other sites on this page. KFS Mortgage Company, LLC has no control over any other site and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page. Users are also advised to read the privacy notices of each site visited.

The information and materials contained in this site are owned by KFS Mortgage Company, LLC or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

KFS Mortgage Company, LLC makes no warranties of any kind regarding the products and services advertised on this site. KFS Mortgage Company, LLC will use reasonable efforts to ensure that all information displayed is accurate; however, KFS Mortgage Company, LLC expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. KFS Mortgage Company, LLC is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential, and incidental damages that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if KFS Mortgage Company, LLC has been informed of the possibility of such loss or damage.

 

Information KFS Mortgage Company, LLC may collect through interaction with the site includes anything provided to KFS Mortgage Company, LLC by the user, such as name, email address, and other contact information, as well as any particular transaction information and location information related to an inquiry.

 

KFS Mortgage Company, LLC may collect additional data through the use of cookies. Cookies are pieces of data stored on devices once those devices visit sites on the web. They record the IP address of the device, its operating system and browser, and additional information associated with the device. In conjunction with other tools, cookies can be used to track site activity, such as the number of hits, pages visited, and the length of user sessions.

Information from a third party may be embedded on the site, such as a map or third-party social media platforms. These third parties may have access to information about a user's activity on the pages of the site where these tools are placed. Users may wish to review information at those third-party sites to determine how they treat data that they obtain through the use of cookies. No information is used to provide services or advertising for any other party.

 

Through the use of cookies and service providers like Google, marketing opportunities, including remarketing, impression reporting, and interest reporting, are made available to KFS Mortgage Company, LLC.

Remarketing serves users personalized ads based on past site visits. Impression reporting tracks activity measured against unclicked ads. Interest reporting provides guesses to visitor demographics and interests.

These features are made possible by using first-party cookies (created while on the KFS Mortgage Company, LLC site) together with third-party cookies (created when a Mortgage Company ad is displayed on another site). KFS Mortgage Company, LLC does not identify users or facilitate the merging of personally identifiable information with non-personally identifiable information collected through these features.

Please note that the above advertising features and tracking methods may or may not be enabled. KFS Mortgage Company, LLC reserves the right to enable or disable them in the future.

 

Users may set their browser to reject cookies. Refer to help resources offered by browser providers on how to manage cookies. Users may opt-out of receiving personalized ads on third-party sites from KFS Mortgage Company, LLC (and others using Google) by visiting networkadvertising.org/choices and using the provided tool to opt-out of customized ads from Google. Users may also control the information Google uses to show them ads at google.com/settings/ads. Finally, users may opt-out of Google Analytics tracking with Google's opt-out add-on at tools.google.com/dlpage/gaoptout.

 

In addition to the uses described above, KFS Mortgage Company, LLC may use information for purposes as allowed by law, such as: improving the site, products, or services; legal compliance; risk control; information security; and anti-fraud purposes.

 

By interacting with a Mortgage Company advertisement, page, or account on a third-party site, users consent to KFS Mortgage Company, LLC's use and disclosure of collected information in the manner described above as applicable.

 

This agreement may be changed from time to time by posting the new Terms of Use on the site. All users agree to be subject to this agreement as it changes from time to time.

 

This agreement and the use of this site are governed by the laws of the State of Maine.